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There is nothing quite like the aroma of warm spices and sweet pumpkin wafting through your home as the leaves begin to turn. This Pumpkin Chocolate Chip Bread With Cinnamon Crumb Fall recipe captures everything we love about the season in one decadent loaf. It features a moist, tender crumb packed with rich pumpkin flavor and melty chocolate chips, all topped with a buttery, spiced streusel that adds a satisfying crunch to every bite. Whether you are enjoying a slice with your morning coffee or serving it as a cozy afternoon snack, this bread is the ultimate comfort food for autumn.
Recipe Information
- Prep Time: 20 minutes
- Cook Time: 60 minutes
- Total Time: 1 hour 20 minutes
- Servings: 12 slices
- Difficulty: Easy
Nutrition values
- Calories: 345 kcal
- Protein: 4g
- Carbs: 52g
Why Make This Pumpkin Chocolate Chip Bread With Cinnamon Crumb Fall
This recipe stands out because it balances textures and flavors perfectly. The pumpkin keeps the bread incredibly moist for days, while the cinnamon crumb topping provides a professional bakery-style finish. Unlike standard pumpkin bread, the addition of semi-sweet chocolate chips introduces a rich contrast to the earthy spices. It is a crowd-pleaser that works for breakfast, dessert, or a thoughtful holiday gift for neighbors and friends.
Ingredients
For the Bread:
- 1 ½ cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
- ½ teaspoon salt
- 1 tablespoon pumpkin pie spice (or a mix of cinnamon, nutmeg, and cloves)
- 1 cup pumpkin puree (not pumpkin pie filling)
- ½ cup granulated sugar
- ½ cup brown sugar, packed
- ½ cup vegetable oil or melted coconut oil
- 2 large eggs, room temperature
- 1 teaspoon vanilla extract
- 1 cup semi-sweet chocolate chips
For the Cinnamon Crumb:
- ½ cup all-purpose flour
- ⅓ cup brown sugar
- 1 teaspoon ground cinnamon
- 3 tablespoons cold unsalted butter, cubed
Directions
Step 1: Preparation and Oven Setup
Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan with butter or non-stick cooking spray. For easy removal, line the bottom and sides of the pan with parchment paper, leaving a small overhang on the long sides to act as a handle.
Step 2: Prepare the Cinnamon Crumb Topping
In a small bowl, combine the flour, brown sugar, and cinnamon for the topping. Use a fork or a pastry cutter to work the cold, cubed butter into the dry mixture. Continue until the mixture looks like coarse crumbs. Set this aside in the refrigerator to keep the butter cold while you prepare the batter.
Step 3: Mix the Dry Ingredients
In a medium mixing bowl, whisk together the flour, baking soda, baking powder, salt, and pumpkin pie spice. Ensure there are no large lumps of spices so the flavor distributes evenly throughout the bread.
Step 4: Combine the Wet Ingredients
In a large mixing bowl, beat the pumpkin puree, granulated sugar, brown sugar, oil, eggs, and vanilla extract until the mixture is smooth and well-combined. You can use a whisk or an electric hand mixer on medium speed for this step.
Step 5: Create the Batter
Gently fold the dry ingredients into the wet ingredients using a spatula. Stop mixing as soon as the flour streaks disappear to avoid overworking the gluten. Gently fold in the semi-sweet chocolate chips.
Step 6: Layer and Bake
Pour the batter into the prepared loaf pan and smooth the top with a spatula. Sprinkle the chilled cinnamon crumb topping evenly over the batter. Place the pan in the center of the oven and bake for 55 to 65 minutes. The bread is done when a toothpick inserted into the center comes out clean or with just a few moist crumbs.
Step 7: Cooling and Serving
Allow the bread to cool in the pan for about 10 to 15 minutes. Use the parchment paper handles to lift the loaf out and transfer it to a wire rack. Let it cool completely before slicing to ensure the crumb structure sets and the chocolate doesn’t smear.

Expert Tips for Perfect Pumpkin Chocolate Chip Bread With Cinnamon Crumb Fall
For the best results, always use pure pumpkin puree rather than canned pumpkin pie filling, which contains added sugars and spices that will throw off the recipe. To prevent your chocolate chips from sinking to the bottom, toss them in a teaspoon of flour before folding them into the batter. If you notice the crumb topping browning too quickly in the oven, loosely tent the pan with aluminum foil for the last 15 minutes of baking. Finally, measure your flour using the “spoon and level” method to ensure the bread stays light and moist rather than dense and dry.
Delicious Variations
You can easily customize this recipe to suit your preferences. For a nutty crunch, add ½ cup of chopped walnuts or pecans to the batter along with the chocolate chips. If you prefer a more intense spice profile, double the amount of ginger and cloves. For a decadent twist, swap the semi-sweet chocolate chips for dark chocolate chunks or white chocolate chips. You can also turn this recipe into muffins by reducing the bake time to approximately 18–22 minutes.
Frequently Asked Questions
Can I use fresh pumpkin instead of canned?
Yes, you can use homemade pumpkin puree. Ensure you drain it well through cheesecloth first, as fresh puree often contains more water than canned versions, which can make the bread soggy.
How do I store this pumpkin bread?
Store the bread in an airtight container at room temperature for up to 3 days. For longer storage, keep it in the refrigerator for up to 1 week. The flavors often deepen and the bread becomes even moister on the second day.
Can I freeze this bread?
Absolutely! This bread freezes beautifully. Wrap the cooled loaf or individual slices tightly in plastic wrap and then place them in a freezer-safe bag. It will stay fresh for up to 3 months. Thaw at room temperature before serving.
Why did my crumb topping melt into the bread?
This usually happens if the butter in the topping was too soft or if the batter was too thin. Make sure to use cold butter for the topping and keep it in the fridge until the very moment you are ready to sprinkle it on the batter.
Can I make this recipe gluten-free?
Yes, you can substitute the all-purpose flour with a high-quality 1:1 gluten-free baking flour blend. Make sure the blend contains xanthan gum for the best texture results.
Conclusion
This Pumpkin Chocolate Chip Bread With Cinnamon Crumb Fall is a true celebration of autumn flavors. With its soft interior, gooey chocolate, and crunchy spiced topping, it is guaranteed to become a seasonal staple in your kitchen. The recipe is simple enough for beginners but delivers a sophisticated taste that feels special. Bake a loaf today and enjoy the cozy vibes that only homemade pumpkin bread can bring.

Pumpkin Chocolate Chip Bread With Cinnamon Crumb Fall
- Total Time: 1 hour 20 minutes
- Diet: Vegetarian
Ingredients
- For the Bread:
- 1 ½ cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
- ½ teaspoon salt
- 1 tablespoon pumpkin pie spice (or a mix of cinnamon, nutmeg, and cloves)
- 1 cup pumpkin puree (not pumpkin pie filling)
- ½ cup granulated sugar
- ½ cup brown sugar, packed
- ½ cup vegetable oil or melted coconut oil
- 2 large eggs, room temperature
- 1 teaspoon vanilla extract
- 1 cup semi-sweet chocolate chips
- For the Cinnamon Crumb:
- ½ cup all-purpose flour
- ⅓ cup brown sugar
- 1 teaspoon ground cinnamon
- 3 tablespoons cold unsalted butter, cubed
Instructions
- Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan with butter or non-stick cooking spray. For easy removal, line the bottom and sides of the pan with parchment paper, leaving a small overhang on the long sides to act as a handle.
- In a small bowl, combine the flour, brown sugar, and cinnamon for the topping. Use a fork or a pastry cutter to work the cold, cubed butter into the dry mixture. Continue until the mixture looks like coarse crumbs. Set this aside in the refrigerator to keep the butter cold while you prepare the batter.
- In a medium mixing bowl, whisk together the flour, baking soda, baking powder, salt, and pumpkin pie spice. Ensure there are no large lumps of spices so the flavor distributes evenly throughout the bread.
- In a large mixing bowl, beat the pumpkin puree, granulated sugar, brown sugar, oil, eggs, and vanilla extract until the mixture is smooth and well-combined. You can use a whisk or an electric hand mixer on medium speed for this step.
- Gently fold the dry ingredients into the wet ingredients using a spatula. Stop mixing as soon as the flour streaks disappear to avoid overworking the gluten. Gently fold in the semi-sweet chocolate chips.
- Pour the batter into the prepared loaf pan and smooth the top with a spatula. Sprinkle the chilled cinnamon crumb topping evenly over the batter. Place the pan in the center of the oven and bake for 55 to 65 minutes. The bread is done when a toothpick inserted into the center comes out clean or with just a few moist crumbs.
- Allow the bread to cool in the pan for about 10 to 15 minutes. Use the parchment paper handles to lift the loaf out and transfer it to a wire rack. Let it cool completely before slicing to ensure the crumb structure sets and the chocolate doesn’t smear.
- Cook Time: 1 hour 20 minutes









